Restricted Corporation Names

Restricted or Prohibited Words and Phrases

The use of the following words and phrases are restricted or prohibited by statute* in the name of a Business Corporation (“BC”), Not-for Profit Corporation (“N-PC”), Limited Liability Company (“LLC”) and/or Limited Partnership (“LP”):

academy	cooperative	institute	preschool
acceptance	cooperation	insurance	redevelopment
"America Espirito Sport Fraternite"	council	investment	savings
annuity	doctor	kindergarten	school
arboretum	education	labor	secondary
assurance	elementary	lawyer	state police
attorney	endowment	library	state trooper
bank	exchange	loan	surety
benefit	fidelity	mortgage	tenant relocation
blind	finance	museum	title
board of trade	guaranty	nursery school	trust
casualty	handicapped	Olympiad	underwriter
chamber of commerce	historical	Olympic	union
"Citius Altius Fortius"	historical society	Pan-American	United Nations
college	history	Paralympiad	university
community renewal	incorporated	Paralympic	urban development
conservatory	indemnity	partnership	urban relocation
corporation	industrial organization	prekindergarten

* Unless otherwise specified in the chart, the use of any abbreviation or derivative of the word or phrase is subject to the same restriction or prohibition.

Word or Phrase	Restricted or Prohibited	Entity Type(s) Affected	Required Consent (if applicable)	Statute(s) (See code identification listing at bottom of chart)
academy	Restricted	BC N-PC LLC LP	Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A)
acceptance	Restricted	BC N-PC LLC LP	Banking	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
"America Espirito Sport Fraternite"	Restricted	BC N-PC LLC LP	US Olympic Committee	36 U.S.C. §220506
annuity	Restricted	BC N-PC LLC LP	Insurance Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
arboretum	Restricted	BC N-PC LLC LP EL	Board of Regents and Commissioner of Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A) EL §216
assurance	Restricted	BC N-PC LLC LP	Insurance Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
attorney	Prohibited	LLC		LLCL §204(f) Judiciary Law §485
bank	Restricted	BC N-PC LLC LP	Banking Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
benefit	Restricted	BC N-PC LLC LP	Insurance Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
blind	Restricted	BC LLC LP	Social Services	BCL §301(a)(7) LLCL §204(g) PL §121-102(3)(C)
board of trade	Prohibited	BC LLC LP		BCL §301(a)(5)(A) LLCL §204(e) PL §121-102(3)(A)
bond	Restricted	BC N-PC LLC LP	Insurance Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
casualty	Restricted	BC N-PC LLC LP	Insurance Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
chamber of commerce	Prohibited	BC LLC LP		BCL §301(a)(5)(A) LLCL §204(e) PL §121-102(3)(A)
"Citius Altius Fortius"	Restricted	BC N-PC LLC LP	US Olympic Committee	36 U.S.C. §220506
college	Restricted	BC N-PC LLC LP	See "university" for details Board of Regents and Commissioner of Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A) Education Law §224(1)(a)
community renewal	Prohibited	BC LLC LP		BCL §301(a)(5)(A) LLCL §204(e) PL §121-102(3)(A)
conservatory	Restricted	BL N-PC LLC LP	Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A)
corporation	Prohibited	LLC		LLCL §204(e)
cooperative	Prohibited	BC N-PC LLC LP		Cooperative Corporations Law §3(j)
cooperation	Prohibited	BC N-PC LLC LP		Cooperative Corporations Law §3(j)
council	Restricted	BC N-PC	See "union" for details.	BCL §301(a)(6) N-PCL §404(j)
doctor	Restricted	BC N-PC LLC	See Endnote⁽¹⁾ for details.	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f)
education	Restricted	BC N-PC LLC LP	Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A)
elementary	Restricted	BC N-PC LLC LP	Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A)
endowment	Restricted	BC N-PC LLC LP	Insurance Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
exchange	Restricted	BC LLC LP	Attorney General	BCL §301(a)(10) LLCL §204(h) PL §121-102(3)(D)
fidelity	Restricted	BC N-PC LLC LP	Insurance Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
finance	Restricted	BC N-PC LLC LP	Banking Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
guaranty	Restricted	BC N-PC LLC LP	Banking Department and Insurance Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
handicapped	Restricted	BC LLC LP	Social Services	BCL §301(a)(7) LLCL §204(g) PL §121-102(3)(C)
historical	Restricted	BC N-PC LLC LP	Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A)
historical society	Restricted	BC N-PC LLC LP	Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A)
history	Restricted	BC N-PC LLC LP	Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A)
incorporated	Prohibited	LLC		LLCL §204(e)
indemnity	Restricted	BC N-PC LLC LP	Insurance Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
industrial organization	Restricted	BC N-PC	See "union" for details.	BCL §301(a)(6) N-PCL §404(j)
institute	Restricted	BC N-PC LLC LP	Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A)
insurance	Restricted	BC N-PC LLC LP	Insurance Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
investment	Restricted	BC N-PC LLC LP	Banking	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
kindergarten	Restricted	BC N-PC LLC LP	Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A)
labor	Restricted	BC N-PC	See "union" for details.	BCL §301(a)(6) N-PCL §404(j)
lawyer	Restricted	BC N-PC LLC	See Endnote ⁽²⁾ for details.	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f)
library	Restricted	BC N-PC LLC LP	Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A)
loan	Restricted	BC N-PC LLC LP	Banking Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
mortgage	Restricted	BC N-PC LLC LP	Banking Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
museum	Restricted	BC N-PC LLC LP	Commissioner of Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A) EL §216
Olympiad or Olympic or Pan-American or Paralympiad or Paralympic	Restricted	BC N-PC LLC LP	US Olympic Committee	36 U.S.C. §220506
partnership	Prohibited	LLC		LLCL §204(e)
prekindergarten	Restricted	BC N-PC LLC LP	Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A)
preschool	Restricted	BC N-PC LLC LP	Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A)
redevelopment	Prohibited	BC N-PC	Prohibited for BC's and N-PC's, except for redevelopment companies under the PHFL.	Private Housing Finance Law § 205(3)
savings	Restricted	BC N-PC LLC LP	Banking Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
school	Restricted	BC N-PC LLC LP	Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A)
secondary	Restricted	BC N-PC LLC LP	Education	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A)
state police or ------------ state trooper	Prohibited ----------- Restricted	BC LLC LP ------ N-PC	---------------------------- Can be used by a N-PC whose membership is composed exclusively of state policemen or state troopers, as the case may be.	BCL §301(a)(5)(A) LLCL §204(e) PL §121-102(3)(A) ----------------------- N-PCL §301(a)(5)(A)
surety	Restricted	BC N-PC LLC LP	Insurance Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
tenant relocation	Prohibited	BC LLC LP		BCL §301(a)(5)(A) LLCL §204(e) PL §121-102(3)(A)
title	Restricted	BC N-PC LLC LP	Insurance Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
trust	Restricted	BC N-PC LLC LP	Banking Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
underwriter	Restricted	BC N-PC LLC LP	Insurance Department	BCL §301(a)(5)(B) N-PCL §301(a)(5)(B) LLCL §204(f) PL §121-102(3)(B)
union or council or industrial organization or labor	Restricted ------------- Restricted	BC --------- N-PC	Approval of Industrial Board of Appeals may be required. See Endnote.⁽³⁾ ---------------------------- Approval of Industrial Board of Appeals may be required. >See Endnote.⁽⁴⁾	BCL §301(a)(6) ------------------------ N-PCL §404(j)
United Nations	Restricted	BC N-PC LLC LP	Secretary General of the United Nations.	General Business Law §141
university	Restricted	BC N-PC LLC LP	Board of Regents and Commissioner of Education See endnote⁽⁵⁾ for details	BCL §301(a)(11) N-PCL §404(w) LLCL §204(i) PL §121-102(a)(3)(A) Education Law §224(1)(a)
urban development	Prohibited	BC LLC LP		BCL §301(a)(5)(A) LLCL §204(e) PL §121-102(3)(A)
urban relocation	Prohibited	BC LLC LP		BCL §301(a)(5)(A) LLCL §204(e) PL §121-102(3)(A)
• BCL = Business Corporation Law • N-PCL = Not-for-Profit Corporation Law • LLCL = Limited Liability Company Law • PL = Partnership Law • EL - Education Law • U.S.C. = United States Code

1. The word “doctor” can be used by:

1. a BC or LLC, if used in a context which clearly denotes a purpose other than the practice of medicine (NB: there is no provision allowing a N-PC to use the word “doctor” in its name, even if the context clearly denotes a purpose other than the practice of medicine; however, certain N-PC’s can use the word “doctor” [see #3, #4 and #5 below]); or

2. a PC whose shareholders are composed exclusively of doctors (NB: there is no provision allowing a medical PLLC to use the word “doctor”in its name); or

3. a N-PC whose membership is composed exclusively of doctors, or

4. a university faculty practice corporation formed under Article 14 of the N-PCL, or

5. a N-PC that is a foundation organized for the sole purpose of publishing the literary works of a deceased person, provided that the word “doctor” or any abbreviation or derivative thereof is used in the N-PC’s name to identify the person whose works are to be published (see N-PCL §301(a)(9).)

2. The word “lawyer” can be used by:

1. a BC or LLC, if used in a context which clearly denotes a purpose other than the practice of law (NB: there is no provision allowing a N-PC to use the word “lawyer” in its name, even if the context clearly denotes a purpose other than the practice of law; however, certain N-PC’s can use the word “lawyer” [see #3 below]); or

2. a PC whose shareholders are composed exclusively of lawyers (NB: there is no provision allowing a legal PLLC to use the word “lawyer”in its name); or

3. a N-PC whose membership is composed exclusively of lawyers.

3. For BC’s: union, council, industrial organization, or labor cannot be used in a context which indicates or implies that the corporation is formed or authorized as an organization of working men or women or wage earners, or for the performance, rendition or sale of services as labor or management consultant, adviser or specialist, or as negotiator or arbitrator in labor-management disputes, unless approval of Industrial Board of Appeals is annexed.

4. For N-PC’s: union, council, industrial organization, or labor cannot be used in a context that indicates or implies that the corporation is formed as an organization of wage-earners for their mutual betterment, protection and advancement; the regulation of hours of labor, working conditions, or wages; or the performance, rendition or sale of services as labor consultant, labor-management advisor, negotiator, arbitrator, or specialist, unless approval of Industrial Board of Appeals is annexed.

5. Education Law §224(1)(a) provides that “No individual, association, partnership or corporation not holding university, college or other degree conferring powers by special charter from the legislature of this state or from the regents, shall confer any degree or use, advertise or transact business under the name university or college, or any name, title or descriptive material indicating or tending to imply that said individual, association, partnership or corporation conducts, carries on, or is a school of law, medicine, dentistry, pharmacy, veterinary medicine, nursing, optometry, podiatry, architecture or engineering, unless the right to do so shall have been granted by the regents in writing under their seal.”

Thomas McGovern, MBA, CVA

Sanjay Agrawal, President

Kedar Gupta, Director

Augustine Sampa, Director

Advantage Financial Services

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We service the following areas: Queens, Brooklyn, Manahattan, Bronx, Staten Island, Kings County, Richmond County, Nassua County, Suffolk county,Astoria, Ditmars, Steinway, Bayside, Bay Terrace, Oakland Gardens, Belle Harbor, Bellerose. Breezy Point. Broad Channel. Cambria Heights. College Point. Corona. Douglaston, Douglas Manor, East Elmhurst, Elmhurst, Far Rockaway, Arverne, Bayswater, Edgemere, Flushing, Auburndale, Kew Gardens Hills, Floral Park, Forest Hills, Forest Hills Gardens, Fresh Meadows, Glendale, Glen Oaks, Hollis, Hollis Hills, Holliswood, Howard Beach, Lindenwood, Jackson Heights, Jamaica, Briarwood, Jamaica Estates, Jamaica Hills, South Jamaica, Kew Gardens, Laurelton, Little Neck, Long Island City, Hunters Point, Ravenswood, Queensbridge, Maspeth, Middle Village, New Hyde Park, Ozone Park, Queens Village, Rego Park, LeFrak City, Richmond Hill, Ridgewood, Rockaway Beach, Rosedale, Saint Albans, Springfield Gardens, South Ozone Park, Sunnyside, Whitestone, Beechhurst, Malba, Woodhaven, Woodside--- All of New York State

Queens Neighborhood with zip codes

Arverne , 11692, Astoria Heights , 11370 , Astoria , 11102, 11103 , 11105 , Auburndale , 11358, Bay Terrace , 11360 Bayside , 11359, 11360, 11361 Bayswater , 11691 Beechhurst , 11357 Bellaire , 11427, 11428, 11429
Belle Harbor , 11694 Bellerose , 11426 Blissville , 11101 Breezy Point , 11697 Briarwood , 11435 Broad Channel , 11693 Cambria Heights , 11411 College Point , 11356 Corona , 11368 Ditmars , 11005, 11370 Douglaston , 11362, 11363 , Dutch Kills , 11101 , East Elmhurst , 11369, 11370, 11371 , Edgemere , 11690 , Elmhurst , 11373 , Far Rockaway , 11096, 11690, 11691, 11692, 11693, 11694, 11695, 11697 , Floral Park , 11001, 11002, 11003, 11004, 11005 , Flushing , 11351, 11352, 11354, 11355, 11356, 11357, 11358, 11359, 11360, 11361, 11362, 11363, 11364, 11365, 11366, 11367, 11368, 11369, 11370, 11371, 11372, 11373, 11374, 11375, 11377, 11378, 11379, 11380, 11381, 11385, 11386, 11390 , Forest Hills Gardens , 11375 , Forest Hills , 11375
Fresh Meadows , 11365, 11366 , Fresh Pond , 11385 , Glen Oaks , 11004 , Glendale , 11385 , Hammels , 11693
Hillcrest , 11365, 11366 , Hollis Hills , 11427 , Hollis , 11423 , Holliswood , 11423 , Howard Beach , 11414
Hunters Point , 11101 , Jackson Heights , 11372, 11370 , Jamaica , 11405, 11411, 11412, 11413, 11414, 11415, 11416, 11417, 11418, 11419, 11420, 11421, 11422, 11423, 11424, 11425, 11426, 11427, 11428, 11429, 11430, 11431, 11432, 11433, 11434, 11435, 11436, 11439, 11451, 11499 , Jamaica Estates , 11423, 11432
Jamaica Hills , 11432 , Kew Gardens Hills , 11367 , Kew Gardens , 11415, 11418, 11424 , Laurelton , 11413
LeFrak City , 11368 , Linden Hill , 11354 , Lindenwood , 11414 , Long Island City , 11101, 11102, 11103, 11104, 11105, 11106, 11109 , Little Neck , 11362, 11363 , Malba , 11357 , Maspeth , 11378 , Meadowmere , 11422
Middle Village , 11379 , Murray Hill , 11358 , Neponsit , 11694 , New Hyde Park , 11040, 11042 , North Shore Towers , 11005 , Oakland Gardens , 11364 , Ozone Park , 11416, 11417 , Pomonok , 11365 , Queens Village , 11427, 11428, 11429 , Queensboro Hill , 11355 , Queensbridge , 11101 , Ravenswood , 11106 , Rego Park , 11374 , Richmond Hill , 11418 , Ridgewood , 11385, 11386 , Rochdale Village , 11434 , Rockaway Beach , 11693
Rockaway Park , 11694 , Rosedale , 11422 , Roxbury , 11697 , Saint Albans , 11412 , South Jamaica , 11435, 11433, 11436, 11434 , South Ozone Park , 11420, 11436 , Springfield Gardens , 11413 , Sunnyside Gardens , 11104 , Sunnyside , 11104 , Tudor Village , 11417 , Whitestone , 11357 , Willets Point , 11368 , Woodhaven , 11421 , Woodside , 11377 ,

Brooklyn Neighborhood with zip codes

Albemarle-Kenmore Terrace, 11226, Bath Beach 11214, Bay Ridge, 11209, Bedford Stuyvesant, 11216, Bensonhurst, 11214, Bergen Beach, 11234, Beverley Square East, 11226, Beverley Square West, 11226, Boerum Hill, 11201,11217, Borough Park, 11219, Brighton Beach, 11235, Broadway Junction, 11233, Brooklyn Heights, 11201, Brownsville, 11212, Bushwick, 11221, Canarsie, 11236, Carroll Gardens, 11231, Caton Park, 11218, City Line, 11207, Clinton Hill, 11205, Cobble Hill, 11201, Coney Island, 11224, Crown Heights, 11225,11213, Crown Heights North, 11213, Cypress Hills, 11208, Ditmas Park, 11226, Ditmas Park West, 11226, Downtown,11201, DUMBO, 11201, Dyker Heights, 11228, East Flatbush, 11203, East New York, 11207, 11208, East Williamsburg, 11206, Farragut, 11210, Fiske Terrace, 11230, Flatbush, 11226, Flatlands, 11236, Fort Greene, 11205, Fort Hamilton, 11209, Fulton Ferry, 11201, Georgetown, 11230, Gerritsen Beach, 11229, Gowanus, 11231, Gravesend, 11223, Greenpoint, 11222, Greenwood Heights, 11232, Highland Park, 11207, Homecrest, 11239, Kensington, 11218, Mapleton, 11204, Madison, 11229, Manhattan Beach, 11234, Manhattan Terrace, 11230, Marine Park, 11234, Midwood, 11230, Midwood Park, 11210, Mill Basin, 11234, Mill Island, 11234, Navy Yard, 11205, New Lots, 11236, North Side, 11211, Northeast Flatbush, 11212, Ocean Hill, 11233, Ocean Parkway, 11230, Paerdegat Basin, 11236, Park Slope, 11215, 11217, Plum Beach, 11235, Prospect Lefferts Gardens, 11225, Prospect Heights, 11217, 11238, Prospect Park South, 11217, Red Hook, 11231, Remsen Village, 11236, Rugby, 11203, Sea Gate, 11224, Sheepshead Bay, 11235, South Midwood, 11210, South Side, 11210, South Park Slope, 11215, Spring Creek,

11239, Stable Brooklyn, 11218, Starrett City, 11239, Stuyvesant Heights, 11216, Sunset Park, 11220, Vinegar Hill, 11201, Weeksville, 11233, West Midwood, 11230, Williamsburg, 11206,11211, Windsor Terrace, 11218, Wingate, 11203,